1.6 Luxembourg Context: Accounting Profession, OEC, Fiduciaires, Legal Framework
The Luxembourg Accounting Profession​
Luxembourg has a well-established accounting profession that serves the country's diverse business community, from small local businesses to large international corporations.
Ordre des Experts-Comptables (OEC)​
The Ordre des Experts-Comptables is the professional organization for certified public accountants in Luxembourg.
Role:
- Regulates the accounting profession
- Sets professional standards
- Provides certification and licensing
- Ensures continuing education
- Disciplines members for violations
Membership Requirements:
- University degree in accounting or equivalent
- Professional training (3-year traineeship)
- Passing professional exams
- Adherence to ethical standards
- Continuing professional education
Services:
- Professional development
- Networking opportunities
- Regulatory updates
- Professional support
Fiduciaires (Licensed Accounting Firms)​
Fiduciaires are licensed accounting firms that provide services to businesses, particularly SMEs.
Licensing:
- Must be licensed by the Ministry of Justice
- Must meet capital requirements
- Must have professional liability insurance
- Must follow professional standards
Services Provided:
- Bookkeeping and accounting
- Financial statement preparation
- Tax preparation and filing
- Business advisory
- Payroll services
- Compliance assistance
Regulation:
- Supervised by the Ministry of Justice
- Must follow professional standards
- Subject to periodic inspections
Legal Framework​
Commercial Code (Code de Commerce)​
The Commercial Code establishes the legal foundation for accounting in Luxembourg:
Key Requirements:
- All businesses must maintain accounting records
- Records must follow double-entry bookkeeping
- Must use PCN (Plan Comptable Normalisé)
- Must prepare annual accounts
- Must file with RCS within 7 months of fiscal year end
- Must retain documents for 10 years
Plan Comptable Normalisé (PCN)​
PCN 2020 is the current version of Luxembourg's standardized chart of accounts.
Purpose:
- Standardize accounting practices
- Ensure comparability
- Facilitate compliance
- Support regulatory oversight
Structure:
- 7 account classes
- Standardized account numbers
- Defined account descriptions
- Required for all businesses
Tax Law​
Key Requirements:
- VAT registration and filing (eCDF)
- Corporate income tax
- Municipal business tax
- Payroll taxes and social charges
- Proper documentation and record-keeping
Regulatory Bodies​
Commission des Normes Comptables (CNC)​
Role: Sets accounting standards and interprets PCN.
Functions:
- Develops and updates PCN
- Provides guidance on accounting standards
- Interprets complex accounting issues
- Publishes official guidance
Registre de Commerce et des Sociétés (RCS)​
Role: Maintains official business registry and receives annual account filings.
Functions:
- Company registration
- Annual account filing
- Public access to company information
- Compliance monitoring
Professional Standards​
Ethical Standards​
All accounting professionals must:
- Maintain confidentiality
- Act with integrity
- Avoid conflicts of interest
- Provide competent service
- Maintain professional independence (for auditors)
Quality Assurance​
- Peer review programs
- Continuing education requirements
- Professional liability insurance
- Disciplinary procedures
Luxembourg Compliance Note​
Businesses in Luxembourg must ensure their accounting complies with:
- Commercial Code requirements
- PCN 2020 standards
- Tax law requirements
- Professional standards (if using fiduciaire)
Non-compliance can result in fines, legal action, and business closure.