Chapter Summary
Section 30.1: Legal Framework: Commercial Code Requirements​
- Luxembourg financial reporting governed by Law of 19 December 2002 (Accounting Law)
- Commercial Code provides additional requirements for business registration and activities
- EU directives transposed into Luxembourg law (Fourth Directive, Fair Value Directive, etc.)
- Applies to all commercial companies with legal personality (SA, SĂ rl, SNC, SCS, SCA, SEL)
- Company size classifications: small, medium, large (based on balance sheet, turnover, employees)
Section 30.2: Annual Accounts: Balance Sheet, Income Statement, Notes​
- Annual accounts consist of three mandatory components: balance sheet, income statement, notes
- Must be prepared according to LUX GAAP principles
- Must give true and fair view (image fidèle) of company's assets, financial position, and results
- Balance sheet structure defined by Article 34 (assets, liabilities, equity)
- Income statement structure defined by Article 46 (revenues, expenses, results)
- Notes provide additional information and explanations
Section 30.3: Filing Deadlines: 7 Months After Fiscal Year End​
- Annual accounts must be filed within 7 months of fiscal year end
- General meeting approval required within 6 months (for SA, SCA)
- Electronic filing mandatory through eCDF platform
- Late filing results in penalties and legal consequences
- Filing must include all required documents
Section 30.4: RCS (Registre de Commerce et des Sociétés) Filing​
- All commercial companies must register with RCS
- Annual accounts must be filed with RCS within 7 months
- Filing done electronically through eCDF platform
- Accounts become publicly accessible through RCS portal
- Filing fees apply (€35-€140 depending on company size)
Section 30.5: eCDF Platform: Electronic Submission​
- eCDF (Electronic Corporate Documents Filing) is mandatory electronic filing system
- All companies must file electronically through eCDF
- Requires digital certificates for authentication
- Supports XML, PDF, and Excel formats
- Provides validation, digital signature, and confirmation
Section 30.6: FAIA (Fichier d'Audit Informatisé AED) Requirements​
- FAIA is standardized electronic file format for tax audit purposes
- Based on OECD SAF-T (Standard Audit File for Tax) standard
- Companies must be able to export accounting data to FAIA format
- Required when requested by tax authorities during audits
- Most accounting software supports FAIA export
Section 30.7: Document Retention: 10-Year Requirement​
- All accounting documents must be retained for 10 years from end of fiscal year
- Applies to accounting records, supporting documents, financial statements
- Documents must be stored securely and be accessible when needed
- Electronic documents must remain readable
- Failure to retain documents may result in penalties
Section 30.8: Audit Requirements: When Audits Are Mandatory​
- Audit mandatory for companies exceeding 2 of 3 size criteria (balance sheet €4.4M, turnover €8.8M, employees 50)
- Certain legal forms always require audit (SA, SCA, SEL)
- Small companies (SĂ rl, SNC, SCS) exempt if they don't exceed thresholds
- Audit must be completed by certified auditor before filing
- Audit costs vary based on company size and complexity
Section 30.9: Abbreviated vs. Full Financial Statements​
- Small companies may prepare abbreviated (simplified) statements
- Medium and large companies must prepare full statements
- Abbreviated statements have fewer line items and reduced disclosures
- Full statements include all required items and comprehensive disclosures
- Company size determines format requirements
Key Takeaways​
- Legal Framework: Luxembourg financial reporting governed by Accounting Law and Commercial Code
- Annual Accounts: Three mandatory components (balance sheet, income statement, notes)
- Filing Deadline: 7 months after fiscal year end, electronic filing through eCDF
- RCS Filing: All commercial companies must file with RCS, accounts become public
- eCDF Platform: Mandatory electronic filing system with digital signature
- FAIA Requirements: Must be able to export data to FAIA format for tax audits
- Document Retention: 10-year retention requirement for all accounting documents
- Audit Requirements: Mandatory for large companies and certain legal forms
- Statement Format: Small companies can use abbreviated, medium/large must use full
End of Chapter 30 Summary